Payment options · Pompano Beach, FL
Your smile shouldn't wait.
We'll make it work.
At Dr. Boccuzzi's office, we believe cost should never stand between you and the care you need. We offer cash and card, insurance billing, and two flexible financing options — so you can choose what fits your life.
$0
Down payment required
0% APR
Financing available
60 sec
To apply
Cash, Card & HSA/FSA
Pay at time of service
The simplest way to pay. We accept all major credit and debit cards at time of service, and welcome HSA and FSA accounts — a great way to put your pre-tax healthcare dollars to work.
All major credit & debit cards
Visa, Mastercard, American Express, and Discover accepted at the front desk.
HSA & FSA accounts welcome
Use pre-tax dollars toward most dental procedures — typically 20–40% more purchasing power depending on your tax bracket.
Cash & check accepted
Payment is collected at time of service. Our team is happy to provide a pre-treatment cost estimate.
Dental insurance
We bill your insurance
We're in-network with most major dental insurance plans and handle all claims on your behalf. Our team works to maximize your benefits so you pay as little out of pocket as possible.
We file claims for you
No paperwork on your end. We handle all billing and follow up with your insurer directly.
In-network & out-of-network
We work with both. We'll explain your exact coverage and estimated out-of-pocket costs before any treatment begins.
Combine with financing
Use Cherry or CareCredit for your remaining balance after insurance pays. Our team will walk you through the numbers.
Cherry Financing
Flexible monthly payments
Cherry is a patient financing platform that splits your treatment cost into easy monthly payments. With true 0% APR options, no hard credit check, and approval in about 60 seconds, it's designed to remove every barrier to getting the care you need.
No hard credit check, ever
Soft inquiry only — applying for Cherry has zero impact on your credit score.
True 0% APR — no deferred interest
Cherry is an installment loan, not a credit card. There's no retroactive interest surprise if you carry a balance.
Approval in about 60 seconds
Apply from your phone before your appointment. Approval is ready to use the same day.
Up to $35,000 approved
Covers everything from routine restorations to full-mouth implant cases and smile makeovers.
CareCredit
Healthcare credit card
CareCredit is a dedicated healthcare credit card accepted at over 285,000 providers nationwide. Once approved, you can use it again and again — not just here, but for vision, hearing, veterinary care, and more.
0% interest for 6–24 months
No interest if your balance is paid in full within the promotional period — on qualifying purchases of $200 or more.
Reusable revolving credit
Apply once — use your card for future dental visits, family members, and any CareCredit provider nationwide.
285,000+ accepted locations
Use it at dentists, optometrists, dermatologists, veterinarians, and more across the country.
Check prequalification — no credit impact
See if you prequalify online with a soft inquiry before submitting a full application.
Side by side
Cherry vs. CareCredit
Both are excellent options. Here's how they differ so you can choose what's right for your situation.
| Feature | Cherry | CareCredit |
|---|---|---|
| Account type | Installment loan | Revolving credit card |
| 0% APR available | ✓ True 0% — no deferred interest | ✓ Promotional (deferred interest if not paid in full) |
| Credit check | Soft pull only — no score impact | Soft prequalify; hard on full application |
| Max approval | Up to $35,000 | Varies by creditworthiness |
| Reusable | Per-treatment application | ✓ Use anywhere in CareCredit network |
| Retroactive interest risk | ✓ None | ⚠ Yes, if not paid by promo end |
| Approval speed | ~60 seconds | Minutes |
| Works at other providers | Dental only (per-treatment) | ✓ 285,000+ healthcare locations |
Common questions
Things patients ask us
Get answers to the most common questions about payment options, financing terms, and insurance billing at our office.
Can I use my HSA or FSA card at your office?
Yes — we accept HSA and FSA cards for most dental procedures. Using pre-tax funds effectively gives you 20–40% more purchasing power depending on your tax bracket. We recommend checking your plan balance before your visit, as many FSA plans have a year-end expiration on unused funds.
Can I use insurance and financing together?
Yes. We’ll bill your insurance first, then you can apply Cherry or CareCredit to your remaining out-of-pocket balance. Our team will walk you through the exact numbers before you commit to anything.
Do you offer any in-house payment plans?
We work with Cherry and CareCredit for flexible payment plans, as they offer the most options and the best rates. For specific situations, please call our office and we’ll do our best to help find a solution that works for you.
How quickly can I get approved and start using financing?
Both Cherry and CareCredit can approve you in minutes. Cherry typically takes about 60 seconds. You can apply before your appointment and use your financing the same day — even if your physical CareCredit card hasn’t arrived yet.
What’s the difference between Cherry and CareCredit?
Cherry is an installment loan — fixed monthly payments, no revolving balance, and no deferred interest risk. What you sign up for is what you pay.
CareCredit is a reusable healthcare credit card you can use at over 285,000 providers for your whole family.
If you want simplicity and no interest surprises, Cherry is often the better fit.
If you’d like a card you can use for ongoing healthcare costs elsewhere, CareCredit may be worth considering.
What does “deferred interest” mean on CareCredit?
If your balance isn’t paid in full by the end of CareCredit’s promotional period, interest is charged retroactively from your original purchase date — typically at 26.99% APR. This is avoidable with careful budgeting, but it’s important to understand before you apply. Cherry does not have this structure.
Will applying for financing affect my credit score?
Cherry uses a soft credit pull only — applying has zero impact on your credit score, ever. CareCredit offers a soft prequalification check with no credit impact; a hard inquiry only occurs if you proceed with a full application.
Ready to get started?
No commitment required. Our team is happy to walk you through every option.
0% APR and other promotional financing rates are subject to credit approval and eligibility. Cherry financing rates from 0%–29.99% APR. CareCredit deferred interest promotional financing: if the promotional balance is not paid in full by the end of the promotional period, interest will be assessed from the purchase date at the standard purchase APR, currently 26.99%. Minimum monthly payments required. See carecredit.com for complete terms. © 2025 Jaline Boccuzzi, DMD, AAACD, PA — JBDentistry.